22 August 2012
Category:
Product Updates

Loans and lines of credit proof of income changes

Solutions Banking proof of income changes Effective Aug. 27, 2012, proof of income requirements have changed for Solutions Banking™ loans and lines of credit. Applications signed by or prior to Aug. 27 can be submitted until Sept. 10, 2012 and they will be accepted with the previous requirements. Key changes For full-time permanent salaried employees, a […]


22 August 2012

Investment commentary (August 2012)

JULY HIGHLIGHTS: Market Matters ● Stocks, bonds, the dollar and commodities all gained in July as global markets reacted to expectations that the U.S. Federal Reserve and the European Central Bank will take steps to stimulate the flagging economy. o The energy sector led the gain in the S&P/TSX composite index while defensive sectors of the […]


21 August 2012
Category:
Tax and Planning

Your Financial Security (Issue 3, 2012)

Issue 3, 2012: – How clients can stay on track to help achieve their investment goals – Why clients should consider participating life insurance as a unique asset class in their portfolios – Why children/grandchildren need life insurance – Changes to mortgage lending rules View the full article:


21 August 2012
Category:
Product Updates

Universal life insurance changes on the way

London Life universal life insurance changes on the way We’re making changes to our universal life insurance product, including rates, effective Sept. 17, 2012. Transition rules are also set to change. Highlights of the changes Cost of insurance rates will increase for level and limited-pay options. Minimum guaranteed interest rates will be reduced on five […]


9 August 2012
Category:
Tax and Planning

Life insurance: 10 things you need to know

Life insurance: 10 things you need to know[1] You may be used to insuring key assets – such as a car or home – against loss or damage. But it’s important not to overlook insurance protection for your most important asset which is you. While the chance of your premature death is remote, there are […]


3 August 2012

Investment commentary (July 2012)

JUNE HIGHLIGHTS Investor confidence eroded in the second quarter of 2012. Sovereign debt concerns reignited in Europe while economic data out of the U.S. and China showed a slowing growth trend. Investors sought safe havens, driving bond yields lower and the U.S. dollar higher. The Canadian DEX Universe Bond index gained 2.2% (all of that […]


2 July 2012

Investment commentary (June 2012)

MAY HIGHLIGHTS Macro-economic concerns drove capital market results, with the main culprits being: o Europe’s continuing sovereign debt problems o China’s slowing economic growth o Weaker than hoped U.S. economic data Investor anxiety rose sharply Risk assets (commodities and equities) sold-off Government of Canada 10-yr bond yields fell to 60 year lows. View the full article:


4 June 2012

Investment commentary (May 2012)

Strong earnings results from American companies were overshadowed by broader global growth concerns as waning investor confidence in the economic outlook for global growth dampened equity market returns. The Canadian bond market (DEX Universe Bond Index) results were flat for the month, with lower long-term bond yields helping to offset higher short-term bond yields and […]


30 April 2012
Category:
Tax and Planning

Your Financial Security (Issue 2, 2012)

– Cutting the cost of life insurance without sacrificing coverage – Increasing client confidence to invest – how staying out of the market puts financial goals at risk – Developing your financial security plan with mortgages View the full article:


6 January 2012
Category:
Tax and Planning

Your Financial Security (Issue 1, 2012)

– Focus your financial security picture – Maximize your RRSP contributions with an RRSP loan – Protect your retirement plans from the impact of a critical illness – Choose conventional mortgages: they’re cheaper with fewer hassles View the full article: