2 April 2014
Category:
Tax and Planning

Your Financial Security (Issue 2, 2014)

Proof that Canadians value their financial security plan and financial security advisor It’s been said that a goal without a plan is just a dream. That’s particularly true when it comes to financial goals, where the ability to turn your dreams into reality begins with a financial security plan created for you by a financial […]


7 March 2014
Category:
Mortgage&Loans

CMHC to Increase Mortgage Insurance Premiums by approximately 15%

CMHC to Increase Mortgage Insurance Premiums Following the annual review of its insurance products and capital requirements, CMHC will increase its mortgage loan insurance premiums for homeowner and 1 – 4 unit rental properties effective May 1, 2014. The increase applies to mortgage loan insurance premiums for owner occupied, self-employed and 1-to-4 unit rental properties, […]


13 February 2014

Investment commentary (February 2014)

  Market Matters JANUARY 2014 HIGHLIGHTS      Financial markets performed more spins and turns than a Russian ballet in January. Few market watchers anticipated such a start to 2014: O    Best January since 2008 for bond markets. O    Worst January since 2010 for equity markets. O    The gold price, having been pounded down for more than a year […]


11 February 2014
Category:
Tax and Planning

2014 federal budget highlights

The federal government announced its annual budget February 11. Here are the budget highlights: Taxation of trusts and estates Deemed estate donations to charities Immigration trusts Strengthening “kiddie tax” rules Pension transfer limits Contributions to an amateur athlete trust Intergenerational rollover and lifetime capital gains exemption for farming and fishing property Update on automatic exchange of […]


27 January 2014
Category:
Product Updates

London Life wins three Fundata awards

London Life won three trophies at the FundGrade A+ event held in Toronto on Jan. 23, 2014. The awards are presented annually to Canadian investment funds that achieve superior risk-adjusted returns relative to their peer group. The following London Life funds received the illustrious A+ rating this year: London Life Global Balanced (Mackenzie) London Life […]


10 January 2014

Investment commentary (January 2014)

  Market Matters 2013 Highlights      Equity markets roared ahead and the U.S. market led the way. In 2013 the S&P500: o Saw 40+ new closing highs; o Had its best year since 1997; o Showed remarkable breadth with 455/500 members advancing; o Gained more than 10% in every sector.      Canadian equities fared well, […]


2 January 2014
Category:
Tax and Planning

Your Financial Security (Issue 1, 2014)

  Save it. Spend it. Leave it. A strategy to help optimize your net worth Growth on money held in passive investments is taxed at the highest marginal tax rate. The erosion of future growth potential due to taxes may threaten your financial security plan. However, the “Save it. Spend it. Leave it.” strategy shows […]


9 December 2013
Category:
Tax and Planning

Mailing dates for investment tax slips

IRIS estimated mailing schedule for London Life tax receipts Receipt Mailing date for 2014 RRSP receipts for contributions between March 4 to December 31, 2013 January 31 RRSP receipts for contributions between January 1 to March 3, 2014 March 31 IRIS estimated mailing schedule for London Life tax slips Tax Slips CRA/MRQ deadlines for 2014 Mailing date […]


4 November 2013

Investment commentary (November 2013)

Market Matters   OCTOBER 2013 HIGHLIGHTS   •    American politics took centre stage in October. Fiscal issues were hotly debated resulting in stand-offs, hold-outs, shut- downs and the eventual do-over of budget and debt ceiling discussions as deadlines were kicked down the road to early next year. •    The 16-day U.S. government shut-down and debt ceiling debate […]


2 October 2013

Investment commentary (October 2013)

Market Matters Q3 2013 Highlights •    Global equity markets had a strong quarter as, on balance, economic data was better than anticipated (e.g. Europe, China and Japan all demonstrated varying levels of improvement). •    The combination of a global economy that appears to be gaining momentum and supportive monetary policy also helped the Canadian equity market post […]