5 January 2015
Tax and Planning

Your Financial Security (Issue 1, 2015)

  Pay yourself first with a pre-authorized contribution plan You know it’s important to save regularly to help meet your investment goals. The more frequently you save, the more you’ll have in the end. That’s the power of compound interest. With competing financial priorities, your best intentions to fit saving into your financial security plan […]

5 January 2015

Investment commentary (January 2015)

Market Matters 2014 Highlights Equity markets were characterized by flashes of volatility that dissolved abruptly, followed by a return to steady gains. The S&P/TSX Composite index gained 7.4% price only (and more than 10% on a total return basis) in 2014 even as oil prices fell and economic growth expectations out of China weakened. US […]

8 December 2014

Investment commentary (December 2014)

Market Matters NOVEMBER 2014 HIGHLIGHTS Oil prices plunged in November (see Table 2). News that ample global supply of oil would continue unabated by low prices and sluggish global demand expectations was poorly received by investors. Canada’s energy sector, along with our petro-linked dollar, weakened substantially. Outside of the energy sector, the other S&P/TSX Composite […]

3 November 2014

Investment commentary (November 2014)

Market Matters OCTOBER 2014 HIGHLIGHTS Capital markets went for a wild ride in October. Concerns over European, Japanese and Chinese economic growth, along with accelerating geopolitical concerns (including the Ebola and ISIS crises) converged mid-month, but markets were quickly calmed by positive economic and corporate earnings results. The S&P 500 was down 9.8% from its […]

6 October 2014

Investment commentary (October 2014)

Market Matters Q3 2014 Highlights By the end of the quarter, geopolitical issues decreased in number, but increased in uncertainty. Global equity markets showed good resilience for much of the third quarter of 2014, up until mid-September when market imbalances tipped the scales and stock prices fell. Commodity prices weakened as fears of slowing demand […]

2 September 2014

Investment commentary (September 2014)

Market Matters AUGUST 2014 HIGHLIGHTS Equity markets pushed higher, pausing only briefly mid- summer in response to heightened geopolitical concerns. S&P 500 closed above the 2000 threshold for the first time ever on August 26th. The S&P/TSX closed at an all-time high of 15,625.73 late in August, and its monthly gain of 1.9% was its13th […]

18 August 2014
Tax and Planning

Your Financial Security (Issue 3, 2014)

Baby boomers’ financial needs shifting The financial concerns of retirees were recently captured in a poll¹ by LIMRA, a worldwide research, consulting, and professional development organization. The top concerns included: Healthcare: 85 per cent expressed concern about covering healthcare costs Emergencies: 81 per cent expressed concern whether or not they would have enough money to pay […]

4 August 2014

Investment commentary (August 2014)

Market Matters JULY 2014 HIGHLIGHTS Just one day after powering to a record close, the S&P/TSX composite index took a tumble on July 31 in its biggest one- day decline since early February. The same day, the S&P 500 index erased its gains for the month as concerns grew over the strength of economies overseas […]

3 July 2014

Investment commentary (July 2014)

Market Matters Q2 2014 Highlights The world’s cup seemed half full in the second quarter of 2014, as equity markets performed strongly in spite of geopolitical and economic challenges (see Table 1). The Canadian stock market stampeded its way to the front of the line among world equity market peers. Strength in commodity prices gave […]

3 June 2014

Investment commentary (June 2014)

Market Matters MAY 2014 HIGHLIGHTS China’s manufacturing activity grew at its fastest pace in five months in May, strengthening views that its economy is regaining traction. The strong China PMI reading drove emerging market currencies and stocks higher, and led to gains in developed world stock markets. Oil prices rose due mainly to the prospective […]