13 April 2015
Category:
Tax and Planning

Your Financial Security (Issue 2, 2015)

Five financial steps for new parents Becoming a parent is filled with new joys, challenges and financial goals. While personal finances may not be on your mind, here are five things to consider when bringing your bundle of joy home for the first time.                       […]


5 January 2015
Category:
Tax and Planning

Your Financial Security (Issue 1, 2015)

  Pay yourself first with a pre-authorized contribution plan You know it’s important to save regularly to help meet your investment goals. The more frequently you save, the more you’ll have in the end. That’s the power of compound interest. With competing financial priorities, your best intentions to fit saving into your financial security plan […]


18 August 2014
Category:
Tax and Planning

Your Financial Security (Issue 3, 2014)

Baby boomers’ financial needs shifting The financial concerns of retirees were recently captured in a poll¹ by LIMRA, a worldwide research, consulting, and professional development organization. The top concerns included: Healthcare: 85 per cent expressed concern about covering healthcare costs Emergencies: 81 per cent expressed concern whether or not they would have enough money to pay […]


2 April 2014
Category:
Tax and Planning

Your Financial Security (Issue 2, 2014)

Proof that Canadians value their financial security plan and financial security advisor It’s been said that a goal without a plan is just a dream. That’s particularly true when it comes to financial goals, where the ability to turn your dreams into reality begins with a financial security plan created for you by a financial […]


11 February 2014
Category:
Tax and Planning

2014 federal budget highlights

The federal government announced its annual budget February 11. Here are the budget highlights: Taxation of trusts and estates Deemed estate donations to charities Immigration trusts Strengthening “kiddie tax” rules Pension transfer limits Contributions to an amateur athlete trust Intergenerational rollover and lifetime capital gains exemption for farming and fishing property Update on automatic exchange of […]


2 January 2014
Category:
Tax and Planning

Your Financial Security (Issue 1, 2014)

  Save it. Spend it. Leave it. A strategy to help optimize your net worth Growth on money held in passive investments is taxed at the highest marginal tax rate. The erosion of future growth potential due to taxes may threaten your financial security plan. However, the “Save it. Spend it. Leave it.” strategy shows […]


9 December 2013
Category:
Tax and Planning

Mailing dates for investment tax slips

IRIS estimated mailing schedule for London Life tax receipts Receipt Mailing date for 2014 RRSP receipts for contributions between March 4 to December 31, 2013 January 31 RRSP receipts for contributions between January 1 to March 3, 2014 March 31 IRIS estimated mailing schedule for London Life tax slips Tax Slips CRA/MRQ deadlines for 2014 Mailing date […]


20 August 2013
Category:
Tax and Planning

Your Financial Security (Issue 3, 2013)

New online tool lets you investigate recovering market opportunities Emotions can play a big role in how people manage money, and short-term events can alter long-term financial security plans. With signs the economy is starting to improve, it’s a great time to look back at recent volatility and plan to take advantage of a potential […]


1 April 2013
Category:
Tax and Planning

Your Financial Security (Issue 2, 2013)

– Staying on track to achieving your investment goals – One solution to help small business owners creditor-proof some assets – Four strategies to help you pay less tax – The facts on standard charge mortgages vs. collateral charge mortgages View the full article attached (.pdf):


4 January 2013
Category:
Tax and Planning

Your Financial Security (Issue 1, 2013)

  – Who says investments don’t come with guarantees? – Privacy and probate – Effective diversificationputs you in control View the full article attached (.pdf):